Zippered leather binder folios

REQUIREMENTS

• Burgundy, or something close
• Good build quality...leather or something that looks professional
• No handles...not my thing
• Zippered around three sides
• Binder (three or more rings)
• Letter-sized paper pad

WOULD BE NICE....

• USB memory stick loop
• Pen on outside or middle (only a preference, so does not interfere with writing on back of pages)
• Gusseted file pocket, if possible, instead of a v-shaped pocket, which squishes papers
• One binder had a removable, velcro-affixed three ring binder...kind of interesting, but not sure if practical...I thought briefly about adding something like that to an existing pad folio, but it seems risky regarding fit

OPTIONS

• YES
• McKinley Leather: #140Z, though the burgundy seems a bit red--$175 (this is the one I purchased)
• A.C. Oehmich Company: option #174 seems to fit all the requirements--$124...or $133?
• Scully (5020Z or 494Z, Color: 22 - BURGUNDY; 06 - Italian leather...but hard to find)--~$230 for the 494Z
• LeatherTree: They sell the 5012 (no zipper) and the 5012Z (zipper)
• Colors which I do not want: 39-PLUM (looks purple)
• Day-Timer: (4462, "Western Coach Leather Zippered 1 1/2" Planner Cover Folio" seems perfect...4584: zippered, but not leather...looks cheaper)--~$92
• MAYBE
• Samsill: 70734 comes in burgundy
• Dacasso (E7002 - Burgundy seems reasonable, but no three ring binder option)
• Leatherology (their burgundy looks acceptable...but no three ring binder option)
• Jack Georges: beautiful, burgundy, but no zipper or rings
• Osgoode Marley: #1810 zippered folio, but no rings...comes in "Brandy" but no way to see color
• Willow Brook Leather: burgundy, zipper, no rings (looks a bit brown?)
• NO
• Levenger (black only)
• Claire Chase (tan only)
• Hartmann (see history...may not represent a good buy...also, only brown)
• Clava (#92107 comes only in black;)
• Barnes and Noble (Sienna Deluxe Bonded Leather Business Folio)...brown, but an easy local buy, I guess
• Quadra: has a USB memory stick loop which seems clever; alas, only black
• Avenues in Leather: only black, but some nice styles
• Gino Ferrari: Ambassador A4 Zip Folio with Calculator looks nice, but, only black 
• Bullet Blocker: well, it stops .45 and 9mm...but only in black
• Bosca: beautiful, hand-made, but no burgundy, no rings, and so forth
• Franklin Covey: only in black
• Johnston & Murphy: no binder, and so forth.
• Piel Leather: beautiful, but not burgundy; only saddle/black/chocolate
• Royce Leather Collection: only black or tan
• Bond St: #710018 looks a bit cheap

SEARCH TERMS

• "burgundy" binder leather pad zipper
• Padfolio (in reference to iPad, I guess)
• Folio
• Zipper
• Leather
• Saddle: the kind I do not want...looks like a pouch
• Binder
• Pad

COLORS

• Cordovan (unlikely to ever find true shell cordovan, due to size/expense, so just the color)
• Burgundy
• Brandy
• (?)

RESULTS

I purchased the McKinley Leather: #140Z after a dialogue with a customer service representative. Of all the companies I contacted, McKinley Leather responded in a timely manner via e-mail and re-assured me about the color and one or two other questions I had. Bravo! Scully Leather and A.C. Oehmich Company failed to respond within a day or two to rather simple questions. As to why I chose the #140Z, I liked the gusseted pocket and the pen placement near the pad's outside edge. It fit all the requirements and had a space for business cards.